The Consumer Reports Money Book

by ; ; ;
Edition: Revised
Format: Hardcover
Pub. Date: 1995-01-01
Publisher(s): Consumer Reports Books
List Price: $32.36

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Table of Contents

Forewordp. xi
Special Introduction: Internet tools for money managementp. xiii
Banking
Checking Accountsp. 3
Checking Accounts: The Workhorses of Personal Finance
Kinds of Checking Accounts
Choosing an Account
Close-up: Special Situations in Checking
Close-up: What's in the Fine Print?
Savings Accountsp. 19
How Much Liquidity Do You Need?
Passbook and Statement Savings Accounts
Money Market Accounts
Certificates of Deposit
Are Bank Investments the Best for You?
Close-up: Legal Protection for Depositors
Loansp. 30
Borrowing: Some Pros and Cons
Mortgages
Automobile Loans
Personal Loans
Home Equity Loans
Close-up: How to Shop for a Loan
Close-up: Refinancing Your Mortgage
Charge Cardsp. 50
Types of Cards
Your Personal Charge-Card Portfolio
Convenience and Its Costs
Shopping for Charge Cards
Loss and Fraudulent Use
Close-up: Legal Protection for Cardholders
Banking Alternativesp. 62
New Competition for Banks
Credit Unions
Money Market Mutual Funds
Asset Management Accounts
Loan Alternatives
Close-up: Shopping in the Financial Supermarket
Close-up: What's in the Fine Print?
Money Management
Budgetingp. 79
The Advantages of Budgeting
Cash-Flow Analysis
Setting Budget Goals
Allocating Resources
Year-End Review
Close-up: Budgeting for the Unexpected
Close-up: Keeping Your Documents
Close-up: Making Your Budget Work
Financial Planningp. 102
Setting Your Goals
Achieving Your Goals
Close-up: Regulating Financial Planners
Credit Ratingp. 112
How Credit Ratings Are Built
Dealing with the Credit Bureau
Problems Encountered by Women
If You Are at Fault
If You Are Denied Credit
Close-up: Credit Report Checklist
Bankruptcyp. 125
Bankruptcy: Protection from Creditors
Personal Bankruptcy
Avoiding Bankruptcy
The Bankruptcy Process
Close-up: How Much Debt Is Too Much Debt?
Taxes
Tax Planningp. 141
The New Rules of the Game
Tax Rules That May Affect You
Maintaining Tax-Related Records
A Tax-Planning Calendar
Close-up: Withholding
Special Tax Situationsp. 164
Business Deductions
Investments
Divorce
Alternative Minimum Tax
Close-up: Help with Your Return
Close-up: Scrutiny by the IRS
Insurance
Health Insurancep. 181
Protecting Your Most Valuable Asset
Traditional Indemnity Insurance
Dental Coverage
HMOs and Health Service Contractors
Medicare
Medicaid
Close-up: Tips for Buying Health Insurance
Close-up: Health Coverage for the Unemployed
Life Insurancep. 203
Who Needs Life Insurance?
How Much Life Insurance Do You Need?
How Insurance Companies Measure You as a Risk
Types of Policies
How to Buy Life Insurance
Close-up: Life Insurance for the Elderly
Homeowner's Insurancep. 228
Homeowner's Insurance: Peace of Mind and Protection from Losses
Insurance for the Home
Insurance for Your Personal Property
Liability Insurance
Insurance for Renters
Close-up: Your Household Inventory
Close-up: Discounts for Homeowner's Insurance Shoppers
Close-up: What to Do If Disaster Strikes
Automobile Insurancep. 248
Protection for You and Your Car
Basic Automobile Insurance Protection
No-Fault Insurance
How Premiums Are Established
Insurance for High-Risk Drivers
Shopping for Insurance
Close-up: Watch out for Packaged Policies
Close-up: If You Are Involved in an Accident
Other Insurancep. 266
Disability Insurance
Dread-Disease Insurance
Title Insurance
Legal Insurance
Investing
Principles of Investingp. 281
Liquidity, Safety, and Total Return
An Investment Strategy
Is Sound Advice Available?
Do-It-Yourself Investing
Investment Alternatives
Timing and Diversification
Stocksp. 299
Stocks: A Piece of the Action--And the Risk
Stock Market Basics
Investing in the Stock Market
Can Anyone Beat the Stock Market?
Close-up: A Short Course in Living Dangerously
Close-up: Technical Analysis
Close-up: How to Handle Problems with Your Broker
Bondsp. 333
Bonds: Fixed-Income Securities
Investing in Bonds
Types of Bonds
Mutual Fundsp. 357
Types of Mutual Funds
Fees Charged by Mutual Funds
The Performance of Mutual Funds
Selecting a Fund
Close-up: Funds for Each Phase of Your Life
Your Homep. 372
Determining How Much You Can Afford
Deciding What Kind of Home to Buy
Finding the Right Location and Structure
Making an Offer
Financing the Purchase
The Closing
Protecting Your Investment
Selling Your Home
Renting
Other Real Estatep. 401
The Second Home
Other Real Estate Investments
Retirement Planning
How to Plan for Your Retirementp. 425
Preparing the 30-Year Plan
Early Planning (Ages 20 to 50)
Late-Stage Planning (Ages 50 to 60)
Implementing the Plan (Ages 60+)
Close-up: Early Retirement
Close-up: Housing Alternatives
IRAs, Keoghs, and 401(k) Plansp. 444
IRAs
The Roth IRA
Keoghs
Simplified Employee Pensions (SEPs)
401(k) and 403(b) Plans
Close-up: Borrowing from Your 401(k)
Social Security and Pensionsp. 471
Social Security
Employee Pension Plans
Wills and Trustsp. 501
Providing for Your Heirs: Wills, Trusts, and Taxes
Wills
Trusts
Power of Attorney
Unified Federal Gift and Estate Taxes
Letter of Instruction
Your Living Will
Indexp. 521
Table of Contents provided by Syndetics. All Rights Reserved.

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